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We are

Your investment & retirement planning advocates

One Service Model Does Not Fit All

A client-centered approach to financial advice means tailoring our services and recommendations to your financial needs and objectives. It also means that we don't turn someone away simply because the best solution for their needs doesn't fit within a specific model of financial advice. 

That's why we're fee-based, but not a fee-only, financial planning firm.

Joseph May, LUTCF® Photo Joseph May, LUTCF® Hover Photo
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Joseph May, LUTCF®

Financial Advisor



Joseph May, LUTCF®

Investment Advisor Representative with Voya Financial Advisors


Investment advice and comprehensive insurance planning 

Joseph has more than fifteen years’ experience in financial services. He served as president of the National Association of Insurance and Financial Advisors of Lane County and remains active in the organization. He focuses on the financial security of his clients with emphasis on investments as well as life, disability and long term care insurance. He is an active member of our community and is past President of Eugene Airport Rotary.


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James Menezes

Vice President, Financial Advisor


James Menezes, Vice President, PBC Insurance

Investment Advisor Representative with Voya Financial Advisors


Experienced advisor and NAIFA member 

With over thirty years of experience in the financial services and insurance industries, Jim focuses on employer sponsored retirement plans, client investment advisory services, and employer-sponsored benefit packages. Jim’s primary financial strategy is to focus on long-term total return in lieu of short-term performance, augmented by a staunch attentiveness to minimizing downside risk. He maintains his Series 6, 63, and 65 securities registrations, and his variable Life/Health license.

Jim is a shareholder and founding member of Pacific Benefit Consultants, and served as their president from 2005 to 2012. He received his degree in Business Administration from Oregon State University (1982). Jim is also an active member of the National Association of Insurance & Financial Advisors, and a local school board member.


Phillip Smith, CRPC®, AIF® Photo Phillip Smith, CRPC®, AIF® Hover Photo
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Phillip Smith, CRPC®, AIF®

Financial Consultant


Phillip Smith, CRPC®, AIF® Book an Appointment

Investment Advisor Representative with Voya Financial Advisors


Helping Oregonians invest in their retirement  

Phillip has been a part of PBC’s team since 2015. As a Chartered Retirement Plan Counselor® (CRPC) and Accredited Investment Fiduciary® (AIF) designee, his business model focuses on comprehensive financial wellness: helping individual clients navigate potential financial pitfalls, working one-on-one to identify short- and long-term goals, and assisting with the development of financial plans distinctly tailored to a client’s unique situation. Like Jim, Phillip emphasizes downside risk management over maximized returns. He maintains his Series 7 and 66 securities registrations, and his Oregon variable Life/Health license.

Phillip is a native Oregonian, and military veteran, having served as an avionics technician with the world famous VMA-214 Black Sheep. The US Marine Corps instilled the virtues of discipline, integrity and resilience and these are the character traits that drive Phillip’s work ethic today. During his enlistment, he cultivated a passion for leading through service and education, excelling in every role, from technician to technical instructor, and was meritoriously promoted three times. Post-enlistment, Phillip attended University of Oregon, graduating Magna Cum Laude with a BA in English (Writing/Public Speaking/Critical Reasoning minor).


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Daphne Brown

Investment Assistant

daphne.brown@voyafa.com